

"Fraud is infinite in variety. The fertility of man's invention in devising new schemes of fraud is so great, that the courts have always declined to define it." Kugler v. Romain, 58 N.J. 522, 543 (1972). "The Consumer Fraud Act was enacted for the very purpose of preventing some practices which may indeed be pursued in modern business." Kugler v. Koscot Interplanetary, Inc., 120 N.J. Super. 216, 227 (Ch. Div. 1972). Whether you think that what has happened to you happens everyday, or has never happened before, do not assume that nothing can be done about your situation. We have represented consumers across the state of New Jersey in individual and class actions against banks and other finance entities, insurance companies, service contract companies, automobile dealers, debt collectors (including attorneys), home repair contractors and others. Contact us about possible representation in your case. |
| New Jersey consumer fraud lawyers practicing in all areas of consumer protection law, including debt collection abuse, credit report problems, automobile sale and lease fraud, warranty and service contract breach/fraud, predatory lending, mortgage servicing abuses and other deceptive practices. |

| HOUSTON & TOTARO ATTORNEYS-AT-LAW |

| Bergen County Courthouse, Hackensack, N.J. |