"Fraud is infinite in variety. The fertility of man's invention in devising
    new schemes of fraud is so great, that the courts have always declined
    to define it."   Kugler v. Romain, 58 N.J.  522, 543 (1972).

    "The Consumer Fraud Act was enacted for the very purpose of
    preventing some practices which may indeed be pursued in modern
    business." Kugler v. Koscot Interplanetary, Inc.,
    120 N.J. Super. 216, 227 (Ch. Div. 1972).

    Whether you think that what has happened to you happens everyday,
    or has never happened before, you could have claims or defenses
    under various consumer protection laws.   We have represented
    consumers across the state of New Jersey in individual and class
    actions against banks and other finance entities, insurance companies,
    service contract companies, automobile dealers, debt collectors
    (including attorneys), home repair contractors and others.  

"Many of us have heard the Latin phrase caveat emptor, which means
‘let the buyer beware.’ While it may state how the law was, it is not true
of how the law is today. We have abandoned that old rule in favor of a
more ethical attitude or approach in our dealings with one another."
N.J. Model Civil Jury Charge 4.23
HOUSTON & TOTARO
ATTORNEYS-AT-LAW
New Jersey consumer fraud lawyers practicing in all areas of
consumer protection law, including debt collection abuse,
credit report problems, automobile sale and lease fraud,
warranty and service contract breach/fraud, predatory lending,
mortgage servicing abuses and other deceptive practices.  
HOUSTON & TOTARO
ATTORNEYS-AT-LAW
Bergen County Courthouse,
Hackensack, N.J.
New Jersey Consumer Fraud Attorneys - Home